A meaningful financial lift is on the way for low-income Canadian seniors feeling the pinch of rising costs. Starting in July 2025, the Guaranteed Income Supplement (GIS) will increase by up to $1,395 annually, or about $116.25 per month.
This move is part of a broader effort to help seniors stay financially secure despite inflation and cost-of-living pressures.
Table of Contents
Overview
The Guaranteed Income Supplement, or GIS, is a non-taxable monthly payment available to low-income seniors who are already receiving Old Age Security (OAS). It acts as a financial cushion for those who rely heavily—or entirely—on their OAS pension to get by.
If you’re a senior with little or no additional retirement income, GIS is meant to top up your monthly income and keep you from falling below the poverty line. And with this new increase in 2025, that top-up just got more meaningful.
Increase
Starting in July 2025, current GIS recipients will automatically begin receiving an additional $116.25 per month. That adds up to a total annual boost of $1,395.
You don’t need to do anything if you already get GIS and your information with Service Canada is current. The adjustment will be applied automatically as long as your eligibility remains unchanged.
Here’s what the increase looks like:
| Monthly Increase | Annual Total |
|---|---|
| $116.25 | $1,395 |
Eligibility
Not every senior qualifies for GIS, and the increased amount still follows the same eligibility rules. To qualify, you must:
- Be 65 years or older
- Be receiving Old Age Security (OAS)
- Have a low income, as defined by the government
Income thresholds vary based on your living situation. Here are the latest figures for 2025:
| Living Status | Maximum Income Allowed |
|---|---|
| Single senior | Less than $21,648 |
| Couple (both receive OAS) | Less than $28,560 combined |
| Couple (one receives OAS, other does not) | Less than $51,408 combined |
If your income fits within those limits, and you meet the age and OAS criteria, you’re likely eligible.
Payments
The increased GIS payments will begin in July 2025. If you’re already receiving GIS and have kept your personal and financial info up to date, you won’t have to reapply. Your payment will adjust automatically to reflect the new amount.
If you’re new to GIS and think you may now qualify due to the increase, you can apply through Service Canada. Applications can be submitted:
- Online
- By mail
- In person at a Service Canada office
Be sure your latest income tax return has been filed, as GIS eligibility is based on your most recent income information.
Support
This update is one of several federal efforts to help seniors age with dignity and financial security. By increasing the GIS, the government aims to support those most vulnerable to inflation—those who have no company pensions, RRSPs, or additional retirement savings.
If you’re not sure whether you qualify, it’s worth checking. A few extra dollars each month can go a long way in covering everyday essentials.
FAQs
When does the GIS increase start?
The increase starts in July 2025.
How much is the GIS raise?
Up to $1,395 annually or $116.25 monthly.
Who qualifies for the new GIS amount?
Seniors 65+ with low income receiving OAS.
Do I need to reapply for the increase?
No, it applies automatically if you’re eligible.
Where can I apply if I’m new to GIS?
Apply online, by mail, or in person at Service Canada.
