$1,395 Guaranteed Income Supplement Coming in July 2025 – Check CRA Deposit Date

The Guaranteed Income Supplement (GIS) is a critical support program aimed at helping low-income seniors, vulnerable communities, and qualifying individuals in Canada.

Among the many benefits offered through this program is the GIS Allowance, which specifically supports individuals who are married to or are survivors of eligible Old Age Security (OAS) recipients.

For July 2025, the Canadian government has confirmed that qualifying individuals will receive a monthly GIS payment of $1,395.73.

This GIS benefit is part of Canada’s broader mission to combat poverty among seniors and ensure a stable standard of living during retirement years. Payments are reviewed and adjusted quarterly, keeping up with rising living costs across the country.

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Payment

The $1,395 GIS payment for July 2025 is a confirmed amount. Qualified recipients will receive this through direct deposit or via mailed cheques on July 29, 2025. The exact payment amount of $1,395.73 applies to those whose annual income in 2024 is below $41,184.

To qualify, individuals must meet specific criteria, including eligibility for OAS pensions. This typically includes being a legal Canadian resident, aged between 60 to 64 years, and having lived in Canada for at least 10 years after the age of 18.

Here’s a quick summary of the benefit details:

Criteria

To receive the July 2025 GIS payment, applicants must meet all of the following conditions:

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• Be eligible for Old Age Security (OAS) benefits
• Be aged between 60 to 64 years
• Be a spouse or common-law partner of an eligible or deceased OAS recipient
• Be a legal resident or citizen of Canada
• Have lived in Canada for at least 10 years since age 18
• Have a combined annual income (with partner) below $41,184

These strict but fair eligibility rules ensure that the financial aid reaches the people who genuinely need it the most—especially those living on a limited income.

Schedule

Just like OAS payments, GIS Allowance is distributed monthly. The Canada Revenue Agency (CRA) sticks to a consistent calendar to ensure timely delivery. Here’s the complete payment schedule for 2025:

Mark your calendar—especially if you’re eligible for the updated GIS payment in July.

Benefits

The GIS Allowance offers more than just money; it provides dignity and peace of mind. It helps beneficiaries manage vital expenses like rent, food, medical bills, and transportation. With inflation and housing costs at an all-time high, these payments play a major role in helping seniors maintain financial stability.

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It’s worth noting that these benefit amounts are reviewed every four months and are based on the Consumer Price Index. If the cost of living increases, the payments may be raised. However, the benefit amount does not decrease, even if prices drop—a key protection built into the system.

Overview

GIS payments, especially the $1,395 GIS Allowance for July 2025, highlight Canada’s commitment to its aging population. These monthly payments help protect thousands of seniors from financial hardship, ensuring they can live with dignity and security.

If you or someone you know fits the eligibility requirements, make sure to apply or verify status through the official Canada website to receive this important support.

FAQs