Mid-year just got brighter for many Canadians. The Canada Revenue Agency (CRA) has confirmed that the next round of GST/HST credit payments will roll out in July 2025, putting extra cash into the pockets of eligible taxpayers.
This quarterly benefit helps low- and modest-income individuals and families handle the cost of sales taxes. And yes, depending on your income and family status, you might see up to $179 or more this time around.
Let’s take a closer look at what the GST/HST credit is, who qualifies, how much you might receive, and what to expect in July 2025.
Credit
The GST/HST credit is a non-taxable benefit paid out four times a year. It’s designed to offset the cost of Goods and Services Tax (GST) or Harmonized Sales Tax (HST) that lower-income Canadians pay on purchases like groceries, clothing, and personal care items.
Basically, it’s a small but helpful refund of some of the sales taxes you pay throughout the year.
July
The next GST/HST credit payment is set for July 5, 2025. That’s the first payment of the 2025–2026 benefit year, which runs from July to June the following year.
| Payment Date | Benefit Period |
|---|---|
| July 5, 2025 | July to September |
| October 4, 2025 | October to December |
| January 3, 2026 | January to March |
| April 4, 2026 | April to June |
Payments are sent by direct deposit or mailed cheque, depending on what you selected with the CRA. If you don’t get your payment within 10 business days, the CRA recommends logging into My Account or calling them directly.
Eligibility
To receive the GST/HST credit in July 2025, you must:
- Be a resident of Canada for income tax purposes
- Be 18 years or older
- Have filed your 2024 tax return
- Meet the income criteria based on your family size
There’s no need to apply separately. When you file your taxes, CRA automatically checks your eligibility and calculates the credit amount.
Here’s a general idea of income thresholds:
| Household Type | Income Cutoff (Approx) |
|---|---|
| Single Individual | Under $53,000 |
| Couple with no children | Under $57,000 |
| Couple with 2 children | Up to $70,000 |
These are estimates. CRA uses your adjusted family net income to determine actual eligibility and amount.
Amounts
So, what’s the payout? The base amount is $179, but the credit increases based on family size and marital status.
| Recipient Type | Maximum Payment |
|---|---|
| Single adult | $179 |
| Married/common-law couple | $467 |
| Per eligible child under 19 | +$179 per child |
A two-parent family with two eligible children could receive up to $825 for the year, split into quarterly payments of just over $200 each.
It’s worth noting: These are federal amounts. Some provinces also offer related tax credits, which are sometimes combined with GST/HST payments.
Tax
Worried about reporting it? Don’t be. The GST/HST credit is non-taxable, so it won’t count as income or affect your tax return in any negative way. It doesn’t reduce your refund or increase what you owe.
You’ll still receive it even if you owe taxes, as long as you meet all eligibility requirements.
Filing
To ensure you receive the payment in July 2025, your 2024 tax return must be filed and assessed. If you miss the tax deadline, you could also miss your benefit.
The CRA encourages people to file early, even if you don’t owe taxes. It’s the only way to activate benefit payments like this one.
Mid-year payments like the GST/HST credit offer a well-timed lift for many families juggling bills and everyday costs. If you’ve already filed your taxes, there’s nothing more to do but wait for the deposit or cheque to arrive.
And if you haven’t filed yet, now’s the time—because that $179 might just be the bonus you didn’t know you needed.
FAQs
When is the next GST/HST payment?
The next GST/HST credit payment is July 5, 2025.
How much is the GST credit in July 2025?
Up to $179 for singles, more with dependents.
Do I need to apply for the GST credit?
No, it’s automatic with your tax return.
Is the GST/HST credit taxable?
No, it’s a non-taxable government benefit.
What if my payment is late?
Contact CRA after 10 days or check My Account.
