If you’re a Canadian struggling to keep up with rising costs, there might be some good news on the horizon.
The CRA could be rolling out an extra Goods and Services Tax (GST)/Harmonized Sales Tax (HST) Credit payment in 2025. This tax-free benefit is meant to offer temporary financial relief as inflation continues to bite.
But who qualifies, how much could you get, and how do you make sure you don’t miss out? Let’s break it all down in plain English.
Table of Contents
Overview
The GST/HST Credit is a quarterly payment that helps low- and moderate-income Canadians offset the sales taxes they pay on everyday purchases. It’s completely tax-free, and it’s based on your income and family situation.
In 2025, the CRA may introduce an additional one-time payment as a direct response to inflation or a sluggish economy—just like it did in previous downturns. If you’re eligible, this could give your budget a helpful boost.
Eligibility
To qualify for the extra GST payment in 2025, you’ll need to meet four basic conditions. These are automatically assessed by the CRA when you file your taxes.
Residency
You must be a resident of Canada for tax purposes when the payment is issued. If you’re living and working in Canada, you’re likely already meeting this rule.
Tax Filing
This one’s crucial: You must file your 2024 tax return, even if you earned no or very little income. The CRA uses your return to figure out if you qualify. Miss the filing deadline, and you might miss the payment altogether.
Income Limits
The lower your income, the more you may receive. The CRA sets income thresholds each year, and your adjusted family net income must fall below the cap.
Family Status
You must be 18 years or older, or have a spouse, common-law partner, or dependent child. Basically, if you’re responsible for yourself or someone else, you’re in the running.
Payment
While we don’t know the exact amount for 2025 yet, we can make an educated guess based on past relief payments. Here’s what the extra GST payment looked like last time:
Household Type | Previous Extra GST Payment |
---|---|
Single Individual | Up to $467 |
Married/Common-Law Couple | Up to $612 |
Each Dependent Child | Up to $161 |
So, if the CRA repeats this approach in 2025—with possible adjustments for inflation—you could receive a significant one-time boost, especially if you have children.
Boost
Want to make sure you get the full benefit? Here’s how to optimize your chances:
File Taxes Early
Even if you earn nothing, file your taxes. It’s the only way the CRA can assess your eligibility.
Update Your Details
Changed your name? Moved? Got married or had a baby? Let the CRA know. Outdated info can cause delays or reduce your payment.
Sign Up for Direct Deposit
Skip the wait for snail mail. Set up direct deposit with the CRA to get your money faster—and avoid lost checks.
Look into Provincial Programs
Some provinces offer their own tax credits. Ontario, Quebec, and others have benefits that could stack on top of the GST payment. Check your local revenue site.
Calculation
The CRA uses a few key factors to determine your GST credit. Here’s how it works:
Criteria | Impact on GST Credit |
---|---|
Income Level | Lower income = Higher payment |
Family Size | More dependents = More money |
Tax Filing | No return = No credit |
Bottom line? File your taxes, keep your details up-to-date, and watch for announcements from the CRA about 2025’s payment.
With the economy in flux, every bit of extra cash can help. The extra GST payment may be just the thing to help you stay afloat, so don’t let it slip through the cracks.
FAQs
Who qualifies for the extra GST in 2025?
Canadian residents who filed 2024 taxes and meet income limits.
How much is the 2025 extra GST payment?
Exact amounts not announced yet, but past payments ranged up to $612.
Do I need income to get the GST credit?
No, even those with little or no income may qualify if they file taxes.
When will the extra GST be paid?
Dates not confirmed, but likely alongside regular GST credit dates.
Can I get extra GST if I have children?
Yes, each dependent child may increase your total payment.