CRA Sending Extra Retirement Checks This Month – Check Your Payment Amount & Date

OAS and CPP are two pillars of Canada’s retirement income system. While CPP is a contributory plan based on your past earnings and contributions, OAS is funded by general tax revenue and provides monthly support to seniors over 65, regardless of work history.

Now in 2025, there’s growing talk about the CRA offering extra retirement checks this month to help low-income seniors struggling with the rising cost of living.

When combined, OAS and CPP offer Canadians a basic foundation for retirement income. This often gets supplemented by employer pensions or private savings. In this article, let’s look into the details of this potential bonus, check eligibility for OAS and CPP in 2025, and learn how you might qualify for these CRA Extra Retirement Checks in June 2025.

Checks

According to recent government updates, OAS payments for June 2025 are expected to be issued earlier than usual—on the 26th instead of the end of the month.

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This shift in date is raising questions about whether the CRA is planning any extra retirement checks this month to help low-income seniors during tough economic times.

While nothing has been officially confirmed about a lump-sum bonus, early OAS payments could help residents budget better for end-of-month expenses. These early payments may include GIS (Guaranteed Income Supplement) for qualifying seniors, offering additional help to those most in need.

Eligibility

To qualify for CPP and OAS benefits in 2025, you’ll need to meet some key criteria. These programs have different rules:

Being low-income may help you qualify for GIS under OAS. However, if your income exceeds certain thresholds, your OAS payments could be reduced.

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Payments

OAS payments depend on your age and may rise with inflation. Here’s what it looks like in 2025:

CPP amounts depend on how much you contributed during your working life:

If you retire before 65, your CPP is reduced by 0.6% for each month before you hit 65.

How to

Here’s how you can get your hands on any CRA extra retirement checks (if eligible):

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1. If you’re not automatically enrolled for OAS, apply online at canada.ca.
2. Make sure to have your SIN and other documents ready.
3. Submit your application and wait for confirmation from Service Canada.
4. Use direct deposit for faster access to your funds.
5. Check your bank account on or after June 26, 2025.

Even if there’s no confirmed bonus, these steps ensure you’re receiving all available benefits.

Dates

Keep track of when to expect payments. Here’s the full 2025 CRA pension schedule:

Reality

The CRA has not officially announced a new one-time retirement check in June 2025. However, the early OAS payment schedule and the existing GIS support for low-income seniors may provide the extra boost many are hoping for.

Remember, if your payment doesn’t show up when expected, it might be due to weekends or holidays. Always reach out to Service Canada if something seems off with your benefit schedule.

FAQs