Caring for someone who’s critically ill or nearing end-of-life can be emotionally and financially draining. Thankfully, the Canadian government has recognized this challenge and stepped up support through the Employment Insurance (EI) Caregiving Benefits.
Starting July 2025, these benefits are getting a boost—up to $695 per week. If you’re juggling work and caregiving, here’s everything you need to know about this much-needed support.
Overview
The EI Caregiving Benefits program is designed to support individuals who must leave work to care for a family member who is seriously ill, injured, or needing end-of-life care. As of July 2025, the weekly maximum payment will be increased to $695, giving a welcome lift to many Canadians.
Here’s a quick glance at the new benefit:
| Category | Details |
|---|---|
| Benefit Name | EI Caregiving Benefits |
| New Weekly Payment (2025) | $695 |
| Frequency of Payment | Weekly |
| Administered By | Canada Revenue Agency |
| Eligible Beneficiaries | Sick individuals needing caregiver support |
| Application Portal | www.canada.ca |
Purpose
At its core, this benefit eases the financial burden on caregivers. Whether it’s a child under 18, an adult, or someone nearing end-of-life care, the government’s goal is simple: allow caregivers to be there for loved ones without worrying about income loss.
Features
Let’s break down the key highlights:
- Supports caregiving for critically ill or injured family members.
- Reduces financial stress, especially when you have to stop working.
- Covers medical and day-to-day expenses during the caregiving period.
- Separate benefit categories for children (under 18) and adults (18+).
- Includes compassionate care for those facing end-of-life situations.
Eligibility
Think you might qualify? Here’s what you need:
For Employed Individuals:
- At least 600 insurable hours in the past 52 weeks.
- Weekly earnings must have dropped by 40% or more for at least one week.
For Self-Employed:
- Must have signed a voluntary agreement with CEIC 12+ months ago.
- Must have earned $8,826 or more in the past year.
- Business earnings should show a 40% drop for at least one week.
For Fishers:
- Need to have earned $3,760 or more as self-employed.
Payments
The EI caregiving payment is based on 55% of your average insurable earnings, but it now caps at $695 per week. Here’s how it typically works:
| Average Weekly Insurable Earnings | EI Weekly Payment (55%) |
|---|---|
| $1,000 | $550 |
| $1,200 | $660 |
| $1,263+ | $695 (max cap) |
This update means that even if your average earnings are high, $695/week is the highest you’ll receive starting July 2025.
Apply
Claiming the benefit is simple and can be done online any time of year:
- Visit www.canada.ca
- Search and click on the “EI Caregiving Benefits” page
- Fill in your personal and employment details
- Upload the required documents (like medical certificates)
- Submit the application and wait for confirmation
Factcheck
Yes, the $695/week increase is official, announced for implementation in July 2025. It’s a much-needed change, especially in today’s economy, where taking unpaid time off can feel impossible. Just remember, actual amounts may still vary slightly based on your previous earnings.
If you’re planning to apply, make sure you meet the eligibility criteria and gather the documents in advance. For the most accurate and recent updates, check the official website at www.canada.ca.
Taking care of someone shouldn’t mean financial sacrifice. With this EI increase, Canada is making sure caregivers are cared for too.
FAQs
Who qualifies for EI caregiving benefits?
Anyone caring for a seriously ill family member and meets EI criteria.
How much is the new weekly EI payment?
It’s increased to $695 per week from July 2025.
Can self-employed workers apply?
Yes, if they meet specific earning and registration requirements.
How do I apply for EI caregiving?
Go to www.canada.ca, fill out the form, and upload documents.
Is there a payment cap?
Yes, $695/week is the maximum under the 2025 update.
