As families across Canada prepare for summer budgets, there’s some welcome financial relief on the way. Beginning in July 2025, the Canada Child Benefit (CCB) will increase to reflect current inflation trends. This annual adjustment means families will receive more support to help cover the rising costs of raising children.
Let’s break down exactly how much more you can expect, who qualifies, and how to make sure you don’t miss out.
Table of Contents
Purpose
Every July, the Canada Child Benefit is adjusted based on the Consumer Price Index (CPI). This ensures that the payments keep pace with the real-world cost of essentials like groceries, clothes, and school supplies. In 2025, inflation has pushed those prices up again, so the federal government is responding with a larger-than-usual CCB boost.
For many families, this increase is more than just a yearly adjustment—it’s a key part of staying financially stable in an expensive economy.
Amounts
Here’s a snapshot of the new maximum CCB amounts starting July 2025:
| Child’s Age | Maximum Annual Benefit | Monthly Payment |
|---|---|---|
| Under 6 years old | $7,873 | $656.08 |
| Ages 6 to 17 | $6,655 | $554.58 |
These numbers represent the maximum payments. What you actually receive depends on your Adjusted Family Net Income (AFNI) as reported on your 2024 tax return. The higher your income, the lower your payment will be due to a gradual reduction system.
For example, a family with two children under six could receive up to $15,746 per year if they qualify for the full benefit.
Eligibility
Wondering if you qualify for the 2025 CCB increase? Here’s what you need to meet:
- Be a resident of Canada
- Live with a child under the age of 18
- Be primarily responsible for the child’s care
- File your 2024 income tax return
Both biological and adoptive parents qualify. Legal guardians can also apply. Newcomers to Canada may be eligible after meeting certain residency conditions.
It’s important to file your taxes even if you have no income. That’s the only way CRA can assess your eligibility and calculate your payment.
Schedule
The CCB is usually paid on the 20th of every month. However, in July 2025, the 20th falls on a weekend. So, payments will be issued on Monday, July 22, 2025.
To receive payments without delays:
- Sign up for CRA direct deposit
- Keep your marital status and income details up to date
- Report major life changes like a new baby or custody changes
Cheques sent by mail may take a few extra days to arrive.
Impact
This increase can go a long way for families dealing with rising expenses. For example, an additional $22.66 per month per child under six may help cover camp fees, groceries, or school supplies. Multiply that by multiple children, and the difference becomes meaningful.
Beyond individual budgets, the CCB plays a big role in reducing child poverty. Since its launch in 2016, the program has lifted hundreds of thousands of children out of poverty, according to Statistics Canada. This latest increase strengthens that impact even further.
The 2025 Canada Child Benefit isn’t just about keeping up with inflation—it’s about giving families breathing room.
With higher payments and predictable monthly support, it remains one of the most important tools in helping parents manage their finances and plan for the future. Just make sure your taxes are filed and your details are current to get the full benefit.
FAQs
When does the new CCB payment start?
The updated payment begins July 22, 2025.
What is the max CCB for a child under 6?
$7,873 annually or $656.08 per month.
Do I need to apply for the increase?
No, it’s automatic if taxes are filed.
How is my CCB amount decided?
It’s based on your 2024 family net income.
What if I don’t get my payment?
Contact CRA or check direct deposit info.
