As July 2025 rolls in, there’s good news for Canadian parents—the Canada Revenue Agency (CRA) has confirmed higher monthly payments under the Canada Child Benefit (CCB). Eligible families can now receive up to $619 per child, part of the government’s mission to support families facing higher costs due to inflation.
Let’s walk through everything you need to know: what’s new, who’s eligible, when you’ll get paid, and how much you might receive.
Table of Contents
Overview
The Canada Child Benefit is a tax-free monthly payment sent out by the CRA to help parents cover the growing cost of raising children. Whether it’s school supplies, groceries, or clothes, these payments are designed to reduce financial stress for lower and middle-income families.
The latest changes, taking effect this month, aim to keep up with inflation and make a noticeable difference in monthly budgets.
Update
Starting July 2025, the new monthly benefit amounts are:
- $619 per child under 6
- $522 per child aged 6 to 17
This is an increase from the previous year and reflects updated income thresholds and inflation adjustments.
Your benefit is based on your 2024 income, so make sure you filed your taxes to receive the correct amount. If you didn’t file, your payments might be delayed or stopped.
Schedule
The CRA pays the CCB around the 20th of each month. Here’s the full schedule for the rest of 2025:
| Month | Payment Date |
|---|---|
| July 2025 | July 19, 2025 |
| August 2025 | August 20, 2025 |
| September 2025 | September 20, 2025 |
| October 2025 | October 18, 2025 |
| November 2025 | November 20, 2025 |
| December 2025 | December 19, 2025 |
If you’re on direct deposit, payments usually arrive on time, but some banks may take an extra day or two.
Eligibility
To qualify for the Canada Child Benefit in 2025, you must:
- Live with the child and be the main caregiver
- Be a Canadian resident for tax purposes
- File a 2024 income tax return
- Your spouse or partner (if applicable) must also file
In general, if your family income is below $34,863, you’ll receive the full benefit. Above that, the amount decreases gradually.
Calculation
The CRA uses a few key factors to decide your CCB amount:
- Number of children
- Ages of the children
- Your adjusted family net income (AFNI)
Here’s a quick example:
| Family Details | Monthly Benefit |
|---|---|
| 2 children under 6, income $32,000 | $1,238 |
| 1 child aged 8, income $40,000 | $400–$500 |
| 3 children aged 4, 6, 10, income $50,000 | Around $1,200 |
As your income rises, your payment is reduced using a formula. The CRA updates these figures each year to reflect economic changes.
Tips
To get the most out of your CCB:
- File your 2024 taxes as early as possible
- Keep your personal information up to date on your CRA account
- Use the CRA’s CCB calculator to estimate your monthly payments
- Check your payment dates and amounts through your CRA MyAccount dashboard
Even if your income increased in 2024, you may still qualify for partial benefits.
The Canada Child Benefit 2025 update is a welcome boost for families who are juggling the ever-increasing cost of living.
With higher monthly payments and clear eligibility rules, it’s easier to plan ahead and budget for everyday needs. Whether you’re raising toddlers or teens, the CCB remains one of the most helpful financial tools available to Canadian families.
FAQs
How much is the CCB in July 2025?
Up to $619 for kids under 6, $522 for kids aged 6–17.
When will I receive the CCB?
July payment will arrive by July 19, 2025.
What income qualifies for full CCB?
Families earning under $34,863 get full benefits.
Do I need to reapply each year?
No, but you must file taxes yearly to remain eligible.
What if I didn’t get my payment?
Check CRA MyAccount or contact CRA for assistance.
