Get $2,400 Annually with the Canada Disability Benefit – See If You Qualify & How to Apply

Starting July 2025, eligible Canadians living with disabilities will have access to a new financial lifeline: the Canada Disability Benefit (CDB). Offering up to C$2,400 per year, this monthly non-taxable payment aims to support working-age individuals with disabilities, helping cover essential costs like food, housing, and medication.

Whether you’re directly impacted or helping someone who is, here’s what you need to know to prepare and apply with confidence.

Overview

Think of the Canada Disability Benefit as a long-overdue boost to our social safety net. With monthly payments of C$200, the CDB helps bridge the income gap for those often left behind by current programs.

It’s not meant to replace existing provincial benefits but rather to supplement them, making sure disabled Canadians don’t fall through the cracks.

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Eligibility

Let’s break down exactly who qualifies:

• Age: You must be between 18 and 64 years old.
• Residency Status: You need to be one of the following:
  • Canadian citizen
  • Permanent resident
  • Protected person
  • Temporary resident (must have lived in Canada for at least 18 months)
  • Registered under the Indian Act
• Disability Tax Credit (DTC): You must be approved for the DTC. If you haven’t applied yet, now’s the time.
• Tax Filing: You’ll need to have filed your 2024 taxes. No tax return, no benefit.

Note: Those serving a prison sentence of 2+ years aren’t eligible while incarcerated (with two exceptions: month of sentencing and release).

Payments

You might be wondering: how much will I actually get?

Here’s the short answer: up to $200 per month, or $2,400 a year.

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But here’s the twist: the exact amount may vary based on your income level and other supports you already receive. While the income thresholds and reduction rules haven’t been finalized yet, the federal government has promised that no one will be worse off by applying.

Better still, the CDB is non-taxable, meaning it won’t count as income and won’t mess with your eligibility for other federal programs.

Application

Even though the application portal doesn’t open until June 2025, don’t sit back and wait. Here’s what you can do right now:

1. Apply for the DTC: Submit Form T2201 to the CRA. Your doctor has to fill out part of it, so plan ahead.
2. File Your Taxes: Make sure your 2024 tax return is submitted by April 30, 2025.
3. Gather Documents:
   • DTC approval notice
   • ID (e.g., PR card, passport)
   • Bank details for direct deposit
4. Apply Online or By Mail: You’ll apply through Employment and Social Development Canada (ESDC).
5. Track Your Application: Use your My Service Canada Account (MSCA) for updates.

Timeline

Here’s a quick look at the key dates:

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Impact

Worried about how this interacts with your provincial benefits? You’re not alone. The federal government has made it clear: the CDB is designed to complement existing disability programs.

Some provinces have already confirmed it won’t reduce your local support payments—but always double-check with your provincial agency just to be safe.

Support

Need help? You’re not in this alone.

• Disability Tax Credit help: Reach out to Disability Alliance BC or March of Dimes Canada.
• Financial literacy: Prosper Canada has great tools for budgeting on a fixed income.
• Questions? Call 1-800-O-Canada (1-800-622-6232) for government info.

The Canada Disability Benefit represents more than just a financial top-up—it’s a shift toward real inclusion and equity.

If you qualify, don’t wait. The earlier you prepare, the smoother your application process will be. Take care of your taxes, your DTC, and your documents. July 2025 will be here before you know it.

FAQs