As June 2025 progresses, millions of Canadians are set to receive essential government payments from both federal and provincial programs. These cheques provide much-needed financial relief in areas like retirement income, childcare, disability assistance, tax rebates, and student support.
With inflation still affecting daily life, knowing when and how much you’ll get can make a big difference in budgeting and planning ahead.
Retirement
Retirees rely heavily on two major programs: the Canada Pension Plan (CPP) and Old Age Security (OAS). Both are paid on the same date this month: June 26, 2025.
CPP is a contribution-based benefit for Canadians who paid into the plan during their working years. While you can start receiving payments at 60, the full amount is available at 65.
In 2025, the maximum monthly CPP at 65 is $1,433. Most people, however, receive an average of around $758. Deferring CPP past 65 increases your monthly benefit.
OAS is available to anyone 65 or older who meets residency requirements. The payment is income-tested:
- Ages 65–74 with income under $148,451 receive $707.67
- Ages 75+ with income under $154,196 receive $880.44
Here’s a quick summary:
| Program | Eligibility | Max Monthly (2025) | Payment Date |
|---|---|---|---|
| CPP | 60+, paid contributions | $1,433 | June 26 |
| OAS (65–74) | Income under $148,451 | $707.67 | June 26 |
| OAS (75+) | Income under $154,196 | $880.44 | June 26 |
Children
Families with kids under 18 can expect their Canada Child Benefit (CCB) payment on June 20, 2025. The benefit is tax-free and based on income and number of children.
For the 2024–2025 period:
- Kids under 6: up to $7,437 per year
- Kids aged 6–17: up to $6,275 per year
- Child Disability Benefit: up to $3,173 per year extra
In Ontario, the Ontario Child Benefit (OCB) adds up to $1,607 per child annually.
| Child’s Age | CCB (Federal) | OCB (Ontario) | Total Possible |
|---|---|---|---|
| Under 6 | $7,437 | $1,607 | $9,044 |
| 6 to 17 | $6,275 | $1,607 | $7,882 |
These benefits are recalculated each July based on income tax filings. Make sure your return is submitted to stay eligible.
Trillium
The Ontario Trillium Benefit (OTB) helps cover taxes, utilities, and energy costs. The next payment is June 10, 2025.
It includes three parts:
- Ontario Sales Tax Credit: up to $345 per year
- Energy and Property Tax Credit: up to $1,194 (non-seniors)
- Northern Ontario Energy Credit: up to $158
Unless you request a lump sum, payments are spread monthly.
| Credit Type | Max Annual | June Payment |
|---|---|---|
| Sales Tax Credit | $345 | June 10 |
| Energy & Property Tax | $1,194 | June 10 |
| Northern Energy Credit | $158 | June 10 |
Veterans
Eligible veterans receive Disability Pensions or Pain and Suffering Compensation, with the next payment on June 27, 2025. Payment amounts vary based on disability level and can include spouse or child support. These are tax-free and can be taken as monthly payments or a lump sum.
Students
Students aged 18 to 24 may receive monthly CPP benefits if a parent is deceased or disabled and contributed to CPP. In 2025, the monthly amounts are:
- Full-time students: $301.77
- Part-time students: $150.89
You must attend a recognized school and meet attendance rules. These payments usually align with CPP dates, but part-time payment dates vary.
Municipal
Some cities, especially in Ontario, offer property tax rebates and utility credits for seniors and people with disabilities. To qualify, you must:
- Be 65 or older or receive ODSP or GIS
- Own and live in your home for at least one year
- Have filed a 2024 tax return
Here’s how eligibility plays out:
| Scenario | Eligible? |
|---|---|
| Single senior on GIS | Yes |
| Married, one spouse on ODSP | Yes |
| Two siblings, one on GIS | No (both must qualify) |
Some municipalities also offer stormwater charge credits — either on your water bill or as a cheque.
Final deadline to apply: December 31, 2025
June 2025 brings a wave of support for Canadians, helping reduce financial stress and improve stability across retirement, family care, disability, and education.
Most payments are automatic, but some programs — like student benefits and local rebates — require action. Double-check your CRA account and local programs to avoid missing out.
FAQs
When is CPP and OAS paid in June 2025?
CPP and OAS will be paid on June 26, 2025.
What is the June CCB payment date?
The Canada Child Benefit will be paid on June 20, 2025.
How much is OAS for seniors over 75?
Seniors over 75 can receive $880.44 monthly if eligible.
When is the Ontario Trillium Benefit paid?
The next payment date is June 10, 2025.
Are municipal property rebates automatic?
No, they require applications by December 31, 2025.
