Canadian families are getting welcomed financial relief this summer with a fresh increase to the Canada Child Benefit (CCB) starting in July 2025. As part of its annual inflation adjustment, the government has raised monthly payment amounts to help parents manage the ever-growing cost of living.
Whether it’s groceries, clothes, or school supplies, this update aims to make a real difference in the everyday lives of families.
Here’s everything you need to know about the updated CCB, how much more you’ll get, and what steps you need to take to qualify.
Table of Contents
Why It Increases
The CCB is automatically adjusted every July to keep pace with inflation. This indexing is based on the Consumer Price Index (CPI), which reflects changes in the cost of living. Because inflation remained high throughout 2024, the 2025 increase is larger than usual.
This isn’t just a small tweak—it’s designed to ensure families don’t fall behind financially as prices for essentials keep climbing.
New Payments
Here are the updated maximum annual and monthly Canada Child Benefit amounts based on the child’s age:
| Child’s Age | Maximum Annual Benefit | Monthly Payment |
|---|---|---|
| Under 6 years old | $7,873 | $656.08 |
| Ages 6 to 17 | $6,655 | $554.58 |
These are the maximum amounts. What you actually receive depends on your Adjusted Family Net Income (AFNI) from your 2024 tax return. Higher-income families get less due to a tiered reduction scale.
If you’re unsure how much you’ll receive, the CRA offers online calculators and benefit estimates in your My Account portal.
Who Qualifies
To receive the increased 2025 CCB, you must meet the following conditions:
- Be a resident of Canada
- Live with a child under the age of 18
- Be primarily responsible for the child’s care and upbringing
- Have filed your 2024 income tax return
Parents, legal guardians, and even newcomers to Canada can qualify as long as residency and caregiver requirements are met.
Filing taxes on time is essential. The CRA uses your latest tax return to calculate benefit amounts—if you haven’t filed, you won’t receive the benefit until you do.
Payment Dates
CCB payments are usually sent out on the 20th of each month. However, since July 20, 2025, falls on a weekend, the payment will be issued on Monday, July 22.
| Month | Payment Date |
|---|---|
| July 2025 | July 22, 2025 |
| August 2025 | August 20, 2025 |
| September | September 20, 2025 |
To ensure smooth delivery:
- Set up direct deposit through your CRA My Account
- Keep your marital status and banking information up to date
- Notify CRA of any life changes that could affect benefit amounts
Paper cheques may take longer, so direct deposit is highly recommended.
Why It Matters
This increase is more than just a bonus—it’s part of the government’s ongoing strategy to fight child poverty and support working families. For example, a family with two children under six will now receive nearly $15,746 annually—an increase of $272 from the previous year.
The extra funds can go toward childcare, school fees, extracurricular activities, or simply helping families make ends meet in an increasingly expensive world.
Since its launch in 2016, the CCB has been credited with helping lift hundreds of thousands of children out of poverty. This year’s update continues that legacy, offering vital support at a time when families need it most.
The 2025 Canada Child Benefit increase is a practical step toward easing financial pressure for parents across the country. With larger monthly payments and straightforward eligibility rules, this program remains one of the most effective ways the government supports families.
If you’re eligible, make sure your taxes are filed and your details with the CRA are current so you don’t miss a cent of this important benefit.
FAQs
How much is the CCB in July 2025?
Up to $656.08/month for kids under 6, $554.58 for ages 6–17.
Who qualifies for the 2025 CCB increase?
Canadian residents with children under 18 and a 2024 tax return.
When is the July 2025 CCB payment date?
It will be issued on Monday, July 22, 2025.
How do I get the CCB payment faster?
Sign up for direct deposit through CRA My Account.
Does income affect the CCB amount?
Yes, higher income reduces the monthly payment.
