CRA Confirms $1,428 Canada Workers Benefit for 2025 – Eligibility and Payment Schedule

Published On: July 20, 2025

The Canada Revenue Agency has confirmed that in 2025, eligible low-income workers will receive up to $1,428 per quarter under the Canada Workers Benefit (CWB).

That means qualified individuals can receive as much as $5,712 annually—one of the most significant financial supports offered to working Canadians facing rising living costs.

Table of Contents

1 Overview
2 Updates
3 Eligibility
4 Application
5 Planning
6 FAQs

Overview

So, what exactly is the Canada Workers Benefit? In simple terms, it is a refundable tax credit designed to supplement the income of low-income earners. It replaced the former Working Income Tax Benefit (WITB) to better support individuals and families who are working but earning modest incomes.

The CWB includes two main components:

Basic amount for eligible individuals and families
Disability supplement for those who qualify for the Disability Tax Credit

These combined benefits help encourage workforce participation while providing extra financial relief.

Updates

For 2025, the CRA has confirmed that the CWB remains enhanced, offering up to $1,428 per quarter to individuals. This adds up to $5,712 annually, a meaningful income supplement. Families may qualify for a higher total benefit depending on their household situation.

Here’s how the 2025 benefit compares:

Benefit Type	Max Quarterly	Annual Max
Individual Benefit	$1,428	$5,712
Family (higher cap)	Varies	Higher
Disability Supplement	Additional	Extra

These payments are distributed through the automatic advance payments system. That means eligible individuals do not have to wait until tax season to receive the full amount—they receive a portion every few months to help with ongoing expenses.

Eligibility

To qualify for the CWB in 2025, you must meet these criteria:

Be at least 15 years old as of December 31, 2024
Be a Canadian resident for the entire tax year
Have earned working income below a set threshold
Not be in full-time studies unless married or responsible for a dependent
Not be incarcerated for more than 90 days during the year

For individual recipients, the benefit begins to phase out at around $24,975 and fully ends near $33,000. For families, the phase-out threshold is higher, giving more room for eligibility.

Application

The process for receiving CWB is generally automatic. If you qualify and file your income tax return, the CRA typically applies the credit to your file without requiring a separate application.

To confirm your eligibility, check your benefit status, or view upcoming payment dates, you can:

Log in to your CRA My Account
Visit the official Canada Workers Benefit page on the CRA website

This information will let you track payments, know your eligibility, and know when to expect future deposits.

Planning

With rising living costs, the CWB is a valuable source of support for working Canadians with modest incomes. These quarterly payments help cover food, housing, transit, and other essential expenses.

If you’re currently working and earning a lower income, make sure you file your taxes on time and keep your personal information up to date with the CRA. The automatic advance payments ensure you get help when you need it, without delays.

The Canada Workers Benefit for 2025 stands as one of the most generous and accessible support programs available—and it’s designed to reward hard work while offering relief from financial stress.