Good news is on the way for low-income workers across Canada. The Canada Revenue Agency (CRA) has confirmed that eligible individuals may receive up to $1,428 every quarter in 2025 under the Canada Workers Benefit (CWB) program.
That totals $5,712 per year in financial support, designed to help Canadians keep up with rising living costs while staying employed.
Table of Contents
Overview
The Canada Workers Benefit is a refundable tax credit meant to boost the income of low-wage earners. It replaced the earlier Working Income Tax Benefit (WITB) and was introduced to better encourage and reward employment among low-income Canadians.
The CWB includes two components:
- Basic amount for working individuals and families
- Disability supplement for those eligible for the disability tax credit
Together, these offer meaningful support to those who need it most, especially in a time of growing inflation and economic uncertainty.
Increase
Starting in 2025, qualifying individuals can receive up to $1,428 every quarter. This means recipients can access funds throughout the year instead of waiting until tax season.
The CRA’s Automatic Advance Payments system handles this. It allows approved workers to get payments in advance—distributed quarterly—so they can better manage monthly expenses like rent, food, and transportation.
Here’s how the new structure looks:
| Payment Type | Amount |
|---|---|
| Per Quarter | $1,428 |
| Per Year | $5,712 |
For many, this marks one of the largest boosts the CWB has ever offered.
Eligibility
To qualify for the CWB in 2025, you must meet the following criteria:
- Be at least 15 years old by December 31, 2024
- Live in Canada all year
- Have working income below set thresholds
- Not be a full-time student (unless you have dependents or a spouse)
- Not be confined in prison or similar institution for over 90 days during the year
Income thresholds also apply. For example:
| Applicant Type | Phase-Out Starts | Benefits Cease Around |
|---|---|---|
| Individual | $24,975 | $33,000 |
| Family | Higher thresholds apply, varies by case |
If your income is within these ranges, you’ll likely qualify for at least some level of benefit.
Application
The best part is that most people don’t need to apply separately. If you qualify, the CRA calculates your eligibility automatically when you file your income tax return.
Still, you can stay informed about your status and payment schedule by:
- Logging into your CRA My Account
- Visiting the Canada Workers Benefit page on the CRA website
Make sure your personal and income details are up to date to avoid payment delays.
Summary
The Canada Workers Benefit is more than a tax credit—it’s a crucial support system for working Canadians trying to make ends meet. And in 2025, with payments of up to $1,428 per quarter, it could make a serious difference in your household budget.
If you’re working and your income falls under the limit, this benefit might be the extra help you’ve been waiting for.
FAQs
How much is the CWB payment in 2025?
Up to $1,428 per quarter or $5,712 yearly.
Do I need to apply for CWB?
No, it’s applied automatically when you file taxes.
Who qualifies for the CWB?
Low-income workers 15+ living in Canada with working income.
What is the income cutoff for individuals?
Benefits phase out around $24,975 and end near $33,000.
Where can I check my CWB status?
Log into CRA My Account or visit the CRA CWB page.
