Midway through the year, there’s good news for Canadians—especially those with modest incomes. The Canada Revenue Agency (CRA) has announced that a fresh instalment of the GST/HST credit will hit bank accounts or mailboxes on July 5, 2025.
Depending on your situation, you could receive up to $179 or more to help offset federal and provincial sales taxes you’ve paid throughout the year.
Table of Contents
Overview
The GST/HST credit is a tax-free payment issued every three months by the CRA. It’s meant to ease the burden of the Goods and Services Tax (GST) or Harmonized Sales Tax (HST) on lower- and middle-income Canadians.
It’s like getting a slice of the tax pie back—no need to apply separately, either. The CRA calculates your eligibility based on the income tax return you filed for the previous year.
Here’s the cool part: it doesn’t matter if you’re single or have a family—if you qualify, you’ll get a quarterly boost based on your income, marital status, and how many kids are under your roof.
Payment
The upcoming payment date is July 5, 2025. You’ll receive it:
- By direct deposit if you’ve signed up for it
- Or by cheque in the mail if you haven’t
If you don’t see your money within 10 business days, the CRA recommends checking your My Account online or contacting their support for help.
So, mark that date on your calendar, and keep an eye on your bank account or mailbox.
Eligibility
Not sure if you’re eligible for the credit this July? Here’s a quick rundown. You must:
- Be a Canadian resident for tax purposes
- Be 18 years or older
- Have filed your 2024 tax return
- Meet the income thresholds
Generally speaking:
- Single individuals with an income below $53,000
- Families with combined incomes below $60,000–$70,000 depending on how many children they have
If you meet those conditions, you’re likely in line for a payout.
Amounts
While $179 is the standard base payment, what you actually receive may be higher depending on your family status.
| Status | Amount |
|---|---|
| Single individual | $179 |
| Married/Common-law couple | Up to $467 |
| Per eligible child under 19 | Extra $179 each |
So, for example, a family of four (two parents, two kids) could receive a payment of up to $825.
The CRA figures this out for you based on your 2024 return. There’s no need to apply separately—just make sure you’ve filed your taxes on time.
Simplicity
There’s no paperwork to chase and no hoops to jump through. If you’ve filed your taxes and your income meets the thresholds, the CRA does the rest. Think of it as a quiet thank-you from the system to help you stay ahead of rising living costs.
So if you’re eligible, sit back and wait for the deposit or cheque. It’s your money back—no strings attached.
FAQs
When is the next GST credit payment?
The next payment is on July 5, 2025.
Who qualifies for the GST credit?
Canadians 18+ who meet income thresholds and file taxes.
Do I need to apply for it?
No, CRA checks eligibility from your tax return.
How much can a family of four get?
Up to $825 depending on income and kids.
What if my payment is late?
Contact CRA or check your My Account online.
