As we kick off June 2025, thousands of Ontario residents – from busy Toronto families to retirees in rural towns – are preparing to receive three major Canada Revenue Agency (CRA) payments. These financial lifelines come at a crucial time, especially with the rising cost of groceries, housing, and utilities across the province. If you’re wondering how much you’re getting, when it’s arriving, or how to make sure you don’t miss out, this guide has everything you need to know.
Table of Contents
Benefits
Let’s break down the three major benefits being paid out in June 2025: Canada Child Benefit (CCB), Ontario Trillium Benefit (OTB), and the combined Canada Pension Plan (CPP) and Old Age Security (OAS). Each is targeted at different groups – families, low-income individuals, and seniors – but all play a vital role in easing financial stress.
CCB
What is the CCB?
The Canada Child Benefit (CCB) is a monthly tax-free payment designed to help parents with the cost of raising children under 18. Think of it as a financial cushion to help cover essentials like food, childcare, education, and even summer camps.
Who’s Eligible?
To receive the June 2025 CCB payment, you must:
- Be a Canadian citizen, permanent or temporary resident living in Ontario
- Be the primary caregiver for a child under 18
- Have filed your 2023 tax return
- Fall within eligible income thresholds (lower-income families receive more)
- For temporary residents: Lived in Canada for at least 18 consecutive months
CCB Payment Amounts (2025 – 2026)
| Child Age | Annual Max Benefit | Monthly Estimate |
|---|---|---|
| Under 6 years | $7,787 | $649 |
| Ages 6 to 17 | $6,570 | $547 |
Note: Final amounts depend on your net family income reported in your tax return.
June 2025 Payment Date
Mark your calendar: June 20, 2025, is the scheduled payment date. Payments go out via direct deposit or cheque (but cheques take longer).
How to Apply
- Sign in to CRA My Account
- Complete Form RC66
- Submit documents showing child custody, residency, and marital status
- Keep your information current to avoid delays
OTB
What is the OTB?
The Ontario Trillium Benefit (OTB) helps cover basic living expenses by combining three tax credits into a single monthly payment:
- Ontario Sales Tax Credit (OSTC) – offsets HST on everyday items
- Ontario Energy and Property Tax Credit (OEPTC) – helps with utility and property taxes
- Northern Ontario Energy Credit (NOEC) – extra support for colder northern regions
Who’s Eligible?
You must:
- Be a resident of Ontario as of December 31, 2024
- File your 2024 tax return
- Meet income-based eligibility (benefit amount reduces as income increases)
Temporary residents may also qualify if they meet filing and residency requirements.
June 2025 Payment Date
The OTB will be paid on June 10, 2025, by direct deposit or cheque. It’s issued monthly throughout the benefit year (July to June).
How to Claim
- No extra application needed
- File your 2024 tax return by April 30, 2025
- Ensure all credit claims (OSTC, OEPTC, NOEC) are included
- Update your CRA info to avoid delays
Pensions
CPP: Canada Pension Plan
CPP is a monthly benefit for retirees who contributed to the plan during their working years.
Key Details:
- Eligibility: At least one valid CPP contribution and age 60+
- Max CPP (age 65): $1,433/month
- Average CPP (2025 est.): $808.14/month
- Benefits vary depending on contributions, age of retirement, and work history
OAS: Old Age Security
OAS is a monthly payment available to most seniors aged 65+, regardless of work history.
Eligibility:
- Must be 65 or older
- Lived in Canada for at least 20 years after age 18
- Subject to a clawback if income exceeds $90,997 in 2025
Max Monthly OAS (2025): ~$735
You can even receive OAS while living abroad if you meet residency requirements and if Canada has agreements with that country.
CPP & OAS Payment Date
Both CPP and OAS payments will be made on June 26, 2025.
Tip: Direct deposit is the fastest way to receive funds. Cheques can take days or even weeks.
Tips
To ensure your CRA benefits are accurate and on time, follow these best practices:
- File taxes on time—especially before April 30 for OTB eligibility
- Enroll in direct deposit to avoid mail delays
- Update CRA My Account regularly with new address, bank, or family status
- Review your benefits annually as income or marital status changes
Keeping your details current is just as important as applying—many missed payments are due to outdated info!
Whether you’re a parent, senior, or low-income earner, CRA benefits offer meaningful financial support. By understanding what’s available, meeting deadlines, and staying on top of your personal details, you’ll make the most of what’s rightfully yours. These aren’t handouts – they’re here to help you thrive.
FAQs
When is the CCB paid in June 2025?
The CCB is scheduled for June 20, 2025.
How much is CPP in 2025?
The average CPP is about $808.14 monthly in 2025.
Do I need to apply separately for OTB?
No, just file your tax return and claim the credits.
What’s the OAS clawback income limit?
In 2025, it’s $90,997 annually.
When is the OTB paid in June 2025?
The OTB is scheduled for June 10, 2025.
