If you’re currently out of work and job hunting, here’s some good news: you could be entitled to up to £996 a month from the UK’s Department for Work and Pensions (DWP). These benefits are designed to give you breathing room while you search for your next job.
Whether you’ve been recently laid off, are changing careers, or dealing with health issues, there’s support available.
Let’s walk through everything you need to know — from eligibility to payment amounts and how to get started.
Table of Contents
Universal
Universal Credit is the main benefit for people who are unemployed or on a low income. It helps cover everyday costs like rent, food, and bills. It’s paid monthly and replaces several older benefits, making it easier to manage.
To qualify, you must:
- Be at least 18 years old
- Be under the State Pension age
- Have less than £16,000 in savings
- Live in the UK
Here’s how much you could receive monthly based on your age and relationship status:
| Situation | Monthly Amount |
|---|---|
| Single, under 25 | £316.98 |
| Single, 25 or older | £400.14 |
| Couple, both under 25 | £497.55 |
| Couple, one or both 25+ | £628.10 |
Your payment could increase if you have children, housing costs, or a disability.
Jobseeker
While the traditional Jobseeker’s Allowance (JSA) is being phased out, you may still qualify for New Style JSA. It’s based on your National Insurance contributions over the last 2–3 years.
Eligibility includes:
- Being 18 or over and under the State Pension age
- Not being in full-time education
- Having worked and paid Class 1 National Insurance
Weekly JSA rates are:
| Age Group | Weekly Rate | Monthly Equivalent |
|---|---|---|
| Under 25 | £72.90 | £291.60 |
| 25 or over | £92.05 | £368.20 |
If you’re receiving both Universal Credit and JSA, you could be looking at total monthly support of up to £996 or more, depending on your circumstances.
Pension
If you’re of State Pension age and on a low income, Pension Credit might be a better fit.
Here’s what you could receive:
| Recipient | Weekly Rate | Monthly Equivalent |
|---|---|---|
| Single | £227.10 | ~£908.40 |
| Couple | £346.60 | ~£1,386.40 |
Pension Credit can also open the door to additional perks like:
- Housing Benefit
- Winter Fuel Payments
- Free NHS dental care
- Council tax reductions
Applying
To apply for these benefits, follow these steps:
- Head to GOV.UK
- Create or log in to your account using your National Insurance number
- Enter your personal and bank details
- Book an appointment with a work coach if applying for Universal Credit or JSA
- Track updates through your online journal or DWP account
It’s also smart to keep records of your job applications and communications with the Jobcentre to stay eligible.
Summary
| Benefit Type | Monthly Amount (Approx.) |
|---|---|
| Universal Credit (25+, single) | £400.14 |
| New Style JSA (25+) | £368.20 |
| Potential Combined Total | £768.34 – £996+ |
These amounts can increase if you have children, pay rent, or have health issues.
Getting the support you need while job hunting can make a real difference in your financial wellbeing. With proper planning and the right information, you can navigate the DWP system more easily and focus on finding your next opportunity.
FAQs
Can I get £996 from DWP monthly?
Yes, if you qualify for both Universal Credit and JSA.
What is the Universal Credit rate for singles?
£316.98 (under 25) or £400.14 (25+).
Do I need savings under £16,000?
Yes, to be eligible for Universal Credit.
Who can get New Style JSA?
Those who’ve paid Class 1 NI in the past 2–3 years.
How do I apply for DWP support?
Apply online through GOV.UK with your NI number.
