With rising prices putting pressure on household budgets, the Canadian government has announced a one-time additional GST/HST credit to offer some breathing room to low- and middle-income Canadians.
This tax-free payment will be issued in July 2025 and is designed to help cover everyday essentials from groceries to utility bills.
Let’s walk through what this extra payment means, who will receive it, and how much you can expect.
Purpose
This additional GST payment is not just another benefit. It is a strategic move to help Canadians deal with ongoing inflation and the increasing cost of living. It is meant to supplement the regular quarterly GST/HST credit that many people already receive.
With food prices, energy bills, and transportation costs rising, this one-time top-up offers timely financial relief to help households stay afloat.
Eligibility
The great news is that you do not need to apply. The Canada Revenue Agency (CRA) will automatically determine your eligibility based on your 2024 income tax return. So, if you have filed your taxes on time and your income falls below the qualifying threshold, you will be considered.
Eligibility depends on:
- your net family income
- your marital status
- the number of dependent children
As long as your income qualifies, and you have filed your taxes, the CRA will do the rest.
Payment
Mark your calendar—July 5, 2025 is when payments will go out. If you are signed up for direct deposit, you will get the money directly into your bank account. Otherwise, a cheque will be mailed to your registered address.
The goal is to make the process automatic and smooth, so all eligible Canadians get their money without delay.
Amount
The exact amount you receive will vary depending on your income and household size. While the CRA will publish final figures closer to the release date, past top-ups give us a strong idea of what to expect.
| Household Type | Estimated Top-Up Amount |
|---|---|
| Single (no children) | Up to $234 |
| Couple with two children | Up to $467 |
These amounts are in addition to your regular GST/HST credit, making this a meaningful boost during a financially tough time.
Impact
This is not just about money. It is about relief and stability. Many Canadians are caught between stagnant wages and rising costs, and this one-time payment is designed to help bridge that gap.
Whether it covers part of a grocery bill, a utility payment, or helps fill your gas tank, this credit is aimed at making everyday life a little easier.
By ensuring fast, automatic payments, the government is providing a targeted economic cushion for those who need it most—without adding more paperwork or stress to the process.
FAQs
When is the extra GST payment coming?
Payments will be issued on July 5, 2025.
Do I need to apply for the GST top-up?
No application needed. CRA checks eligibility automatically.
How much will I get from the extra GST?
Singles may get up to $234; couples with kids up to $467.
How will I receive my payment?
Through direct deposit or cheque in the mail.
Is the GST top-up taxable income?
No, the payment is completely tax-free.
