A much-needed financial boost is coming for Canada’s low-income seniors starting in July 2025. The federal government has announced an increase to the Guaranteed Income Supplement (GIS), raising annual benefits by up to $1,395. This translates to an extra $116.25 per month for those who qualify.
With the rising cost of living and inflation squeezing fixed incomes, this move is part of broader efforts to support seniors who depend on government pensions as their primary or only income. Let’s look into what this GIS increase means, who qualifies, and when the new payments begin.
Table of Contents
Supplement
The Guaranteed Income Supplement (GIS) is a monthly non-taxable payment offered to low-income seniors who already receive Old Age Security (OAS). It helps bridge the gap for older Canadians who don’t have workplace pensions, RRSPs, or other savings to rely on in retirement.
The GIS isn’t something you pay tax on or have to repay. It simply adds to your OAS and is meant to make life a bit more affordable.
Increase
Starting July 2025, qualified recipients will see a GIS top-up of up to $1,395 per year, or $116.25 per month. These payments will be added automatically to your current GIS if you’re already receiving it and still meet the income requirements.
This adjustment comes just in time for many older Canadians who are feeling the pinch at the grocery store, at the gas pump, and with everyday bills. It’s not a one-time payment—it’s a long-term raise to your monthly supplement.
Eligibility
To receive the GIS increase, you must meet three main criteria:
- Be 65 years or older
- Be receiving Old Age Security (OAS)
- Have income below the government’s set limits
The exact income thresholds for 2025 are:
| Recipient Type | Income Limit 2025 |
|---|---|
| Single senior | Less than $21,648 |
| Married/common-law (both on OAS) | Combined under $28,560 |
| One on OAS, other not | Combined under $51,408 |
These thresholds apply to net income, which the CRA calculates using your latest tax return.
Payments
The new GIS payments begin automatically in July 2025 for current recipients. If you already get GIS and your tax information is current, you don’t need to reapply or take any extra steps. The CRA and Service Canada will handle the increase and adjust your monthly deposit accordingly.
If you’re new to GIS, you can apply:
- Online through your My Service Canada Account
- By mail using the paper application
- In person at a Service Canada office
Just make sure your income is updated—because your eligibility and amount depend directly on your most recent tax filing.
Reminder
It’s important to remember that GIS payments can fluctuate year to year, depending on your income. If your income goes up—for example, from part-time work, investments, or a pension—it may reduce your GIS amount or make you ineligible.
So keep your tax filings up to date and report changes to Service Canada quickly.
This new GIS increase of $1,395 per year is a welcome relief for those who need it most. Whether you’re already receiving the benefit or considering applying, it’s good to know that help is on the way.
As always, check with Service Canada if you’re unsure about your status or need assistance with your application.
FAQs
When will GIS increase payments start?
Payments start automatically in July 2025.
How much is the GIS increase in 2025?
Up to $1,395 annually or $116.25 monthly.
Do I need to reapply for GIS?
No, current recipients get it automatically.
What is the income limit for GIS?
$21,648 for singles, $28,560 for couples.
Is GIS taxable income?
No, GIS payments are non-taxable.
