The GST/HST credit is a non-taxable quarterly benefit provided by the Canadian government to support low- and moderate-income individuals and families.
This refund helps offset the GST or HST paid on goods and services, easing the financial burden for those who need it most. Administered by the Canada Revenue Agency (CRA), this program plays a crucial role in ensuring tax fairness across the country.
While the payments are small, they can make a real difference in helping families stay afloat—especially in today’s inflation-hit economy. For 2025, CRA has announced a slight increase in GST/HST credit amounts, along with the full refund schedule.
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Credit
The GST/HST credit is issued four times a year and is meant to return a portion of the GST or HST paid by Canadians. For 2025, the credit payment sees a 2.4% increase—modest, but still helpful. This is slightly less than the 4.7% hike in the previous year.
These payments may also include portions from provincial or territorial benefit programs depending on where you live.
Overview
Article On | GST/HST Credit Refund Schedule 2025 |
---|---|
Country | Canada |
Department | Canada Revenue Agency (CRA) |
Program Name | GST/HST Credit |
Payment Dates | Jan 3, Apr 4, Jul 4, Oct 3, 2025 |
Benefit Frequency | Quarterly (4 times a year) |
Category | Government Aid |
Official Website | www.canada.ca |
Eligibility
To qualify for the GST/HST credit in 2025, you must:
- Be a Canadian resident for income tax purposes the month before and at the beginning of the month the CRA issues the payment
- Be 19 years or older
- Have (or had) a spouse or common-law partner
- Be a parent who lives with your child
The credit is income-tested, so your annual income must fall within specific thresholds. For example:
- Singles earning over $52,255 are not eligible
- A couple with four children must have income under $69,015
Amount
Here is the maximum amount that can be received under the GST/HST Credit Refund in 2025:
Situation | Maximum Annual Amount |
---|---|
Single individual | $533 |
Married or common-law partner | $698 |
Per child under 19 | $184 |
These figures are paid out evenly across the four annual payments.
Dates
The GST/HST credit for 2025 will be paid on the following dates:
- January 3, 2025
- April 4, 2025
- July 4, 2025
- October 3, 2025
Payments are sent via direct deposit or mailed as a cheque.
Significance
This credit offers many benefits for Canadians:
- Reduces the effective tax paid on purchases
- Offers steady, reliable quarterly payments to help with budgeting
- Supports families with children and limited income
- Reinforces tax equity and fairness across provinces
Even though it’s a modest amount, when combined with other government benefits, it contributes meaningfully to the financial health of millions.
Claiming
There is no separate application needed if you file an income tax return. CRA automatically assesses your eligibility through your tax filing.
However, if you’re a new resident or need to update information, follow these steps:
- Go to www.canada.ca
- Create and log into your CRA account
- Complete the online claim form with personal details
- Upload required documents
- Submit the form and await CRA confirmation
Documents
To claim the GST/HST credit or update your details, you’ll need:
- Birth certificate or proof of birth
- Social Insurance Number (SIN)
- Valid photo ID (driver’s license or passport)
- Proof of permanent residency or visitor record
- Partner’s identification if applicable
Calculation
CRA calculates your GST/HST credit based on your previous year’s tax return. For instance, your 2023 return will determine your eligibility and amount for the July 2024–June 2025 period.
Factors that influence the amount include:
- Total family net income
- Number of children under 19 in your care
- Changes in marital status
- Custody arrangements
- Income reassessments or tax changes
You can also use the CRA’s Kid and Family Benefits Calculator to estimate your payment.
FAQs
When will I get GST/HST payments in 2025?
Payments are on Jan 3, Apr 4, Jul 4, and Oct 3, 2025.
How much is the GST credit for singles?
Singles can receive up to $533 annually.
Do I need to apply separately for the credit?
No, just file your income tax return.
Is the GST/HST credit taxable?
No, the GST/HST credit is completely non-taxable.
Can new residents claim the GST credit?
Yes, but they must apply manually through the CRA website.