Millions of Canadian seniors rely on the Old Age Security (OAS) program to help cover everyday retirement expenses. The federal government has now confirmed the OAS payment date for July 2025, giving recipients a clear idea of when they can expect to receive their pension.
Service Canada has officially announced that OAS payments will be issued on Wednesday, July 30, 2025. This includes not only the base OAS pension but also the Guaranteed Income Supplement (GIS) and Allowance benefits for eligible recipients.
Table of Contents
Schedule
Here’s a complete breakdown of senior benefit payments scheduled for July 2025:
| Benefit | Payment Date | Details |
|---|---|---|
| Old Age Security (OAS) | July 30, 2025 | Monthly benefit for eligible Canadians aged 65+ |
| Guaranteed Income Supplement (GIS) | July 30, 2025 | Extra support for low-income seniors |
| Allowance / Allowance for Survivor | July 30, 2025 | For low-income individuals aged 60 to 64 |
Payments are made either through direct deposit or mailed cheque, depending on how your account is set up. If you don’t receive your payment on time, it’s a good idea to log into your CRA My Account or call Service Canada to check on the status.
Eligibility
To receive the OAS payment in July 2025, you must meet the following standard eligibility requirements:
- Be at least 65 years of age
- Be a Canadian citizen or legal resident
- Have lived in Canada for at least 10 years after age 18
You must apply through Service Canada. If you’re approved, your payments will be issued automatically every month. However, if your income exceeds the annual threshold, part of your OAS may be subject to recovery through the OAS Clawback, also called the Old Age Security Recovery Tax.
Amount
The amount of OAS you receive depends on your age and income level. As of July 2025, the estimated monthly payments are as follows:
| Age Group | Estimated Monthly Payment |
|---|---|
| 65 to 74 years | $713.34 |
| 75 years and older | $784.67 |
These amounts may increase with inflation adjustments. In addition to the OAS pension, low-income seniors may also qualify for the GIS, which can add several hundred dollars per month depending on your income and marital status.
Status
To check the status of your OAS payment, here’s what you can do:
- Log in to your CRA My Account
- Use the CRA mobile app for real-time updates
- Call the CRA’s automated information line
Common causes of delayed payments include outdated direct deposit details, address changes, or pending application verifications. Keeping your personal and banking information current will help avoid any disruption in receiving your benefits.
Planning
It’s important to remember that OAS is a taxable benefit, so you should plan ahead for its impact on your annual income tax return. If you’re receiving OAS and GIS, any change in your income—like withdrawing from an RRSP or receiving another pension—could impact your benefit amount.
Take time each year to review your income sources and make sure they don’t unintentionally reduce your GIS or result in a clawback of your OAS.
The Old Age Security payment scheduled for Wednesday, July 30, 2025, will provide continued monthly support for eligible Canadian seniors. With amounts reaching $784.67 for those 75 and older, this income helps cover essential living expenses during retirement.
Make sure your CRA and Service Canada accounts are up to date so you can receive your payment on time and avoid any surprises.
FAQs
When is the July 2025 OAS payment date?
Payments will be made on Wednesday, July 30, 2025.
How much is the OAS for age 75+?
Seniors aged 75 and older will receive $784.67 monthly.
What if I don’t get my OAS payment?
Check CRA My Account or contact Service Canada for updates.
Is OAS taxable?
Yes, OAS is a taxable benefit and may impact your taxes.
Can GIS be affected by my income?
Yes, any increase in income may lower or end your GIS.
